Perpay is a finance provider that allows shoppers to make purchases online and then repay over time through easy, scheduled payments. Perpay charges absolutely no interest, no fees, and performs no credit checks.
Based in Philadelphia, Perpay currently provides its services to over a million members across the U.S. The company is on a mission is to make online purchases more accessible and more affordable, while helping shoppings build credit along the way.
Shoppers can start by downloading the Perpay app, and completing a profile, after which an Estimated Spending Limit will be received. Users can then shop online, add their items to their cart, and submit an application. PerPay will provide an ‘approved spending limit’, and make a decision on the application. Once approved, instructions will be emailed to explain how to complete the purchase.